How Our Legal Position Applies
Clear legal status matters before you place any balance into an account, so we explain the rules in the same account flow you use to join. We do not treat access as universal; your ability to open, fund, or use an account depends on local law
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and is available only where local law permits. When you submit details, we may check identity, device signals, payment references, and account history to meet legal and risk duties. DANA, OVO, GoPay, and QRIS references are kept as transaction records, not as public account labels. If
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a law, regulator request, payment dispute, or security case requires us to hold records, we keep only what is needed for that purpose. You can ask us to correct account data, explain a legal entry, or confirm which contact path fits your request before you continue.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.